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  #121  
Old 18-11-2017, 12:45 AM
Reg_Maudling Reg_Maudling is online now
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Originally Posted by Nth Kent Eagle View Post
To me it is about priorities. For pensions we should focus on those with poor provision not 40p taxpayers in defined benefit schemes. For training we should focus on those in unskilled marginal employment rather than middle class people born with above average academic abilities. For industrial and transport policy we should focus on the regions that have suffered the most. For tax we should look to prioritise the lower paid not those higher up the food chain. We need to revalue properties for council tax to reflect changes since the 90s. A massive campaign is needed to discourage ciggie smoking, drugs and excessive drinking. For housing we should look to help people on the housing ladder and build more bungalows for the elderly.
that all sounds like government and looking at the big picture but conservatives are still ideologically convinced the "market" will provide
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  #122  
Old 18-11-2017, 12:48 AM
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Originally Posted by cdm61 View Post
Martin H - you quote "While quantitative easing programs can fuel the economy, they can also dig a country into a deeper hole. The key to a successful QE program is to strategically implement it just long enough to promote real and lasting improvement. Unfortunately, the ability to do so is much easier said than done".

There are two issues - QE is a short term programme and if implemented during a banking crisis it will reflate the economy - because the banks have curtailed their money lending. It will also supplement if issued for productive capacity - an investment bank for infrastructure.

The bigger issue is the money supply itself in the current economic framework - it produces booms and slumps. It creates vast interest liability,, for both government's and citizens.

The UK economy is stagnant due to debt overhand in the private sector and of individuals. Austerity makes it worse because that is money extraction.

How to get out of the housing crisis and create real jobs not in the service sector is what Labour wants to implement. How they do it could be a game changer, but if they rely on bond issue entirely it won't reach the objective.
I am not against QE - I am just wary of half the facts.
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  #123  
Old 18-11-2017, 12:52 AM
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Originally Posted by Reg_Maudling View Post
that all sounds like government and looking at the big picture but conservatives are still ideologically convinced the "market" will provide
Probably but there are two things that give me hope. Firstly, there is a vast electorate abandoned by the main parties who are up for grabs and, secondly, the Tories will spend big to try to hang on. They have no incentive to be prudent just to hand their successor a reasonable budgetary position. The main worry will be if they know they are going to lose next time and try to inflict as much hard right economic policies as they can i.e. massive outsourcing, PFIs and privatisation
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  #124  
Old 18-11-2017, 09:15 AM
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Tories stealing Labour ideas going to let councils borrow to build homes...useless unless they get rid of right to buy To view the link you have to Register or Login
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  #125  
Old 18-11-2017, 09:37 AM
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Tories stealing Labour ideas going to let councils borrow to build homes...useless unless they get rid of right to buy To view the link you have to Register or Login
Yes. Privatising council housing stock for political gain, was one of the main contributory reasons we are faced with unaffordable rents today.
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  #126  
Old 18-11-2017, 09:57 AM
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Yes. Privatising council housing stock for political gain, was one of the main contributory reasons we are faced with unaffordable rents today.
RtB was a scam - it transferred the stock to private landlords many Tory supporters and of course the high rents they charged are paid by us through housing benefit

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Private landlords have bought up half of the former council homes in some of London's poorest boroughs by exploiting Margaret Thatcher's celebrated right-to-buy scheme, an analysis reveals.

Across the capital at least 36% of one-time council homes are now rented out privately but that proportion is even higher in some of the poorest areas where average private-sector rents, often paid by tenants on housing benefit, cost as much as £230 a week more than council rents.

A report to be published tomorrow claims that the right to buy scheme, highlighted by David Cameron as one of the greatest Thatcher successes at last year's Tory party conference, is "possibly unrivalled" in providing poor value for money to both taxpayers and local authorities.
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  #127  
Old 18-11-2017, 10:01 AM
cdm61 cdm61 is online now
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This racist troll in particular

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Buy-to-let landlord says housing benefit claimants owe him £1m
Fergus Wilson will no longer accept housing benefit claimants, and will favour working migrants from eastern Europe
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  #128  
Old 01-12-2017, 11:09 AM
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Originally Posted by cdm61 View Post
RtB was a scam - it transferred the stock to private landlords many Tory supporters and of course the high rents they charged are paid by us through housing benefit

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Private landlords have bought up half of the former council homes in some of London's poorest boroughs by exploiting Margaret Thatcher's celebrated right-to-buy scheme, an analysis reveals.

Across the capital at least 36% of one-time council homes are now rented out privately but that proportion is even higher in some of the poorest areas where average private-sector rents, often paid by tenants on housing benefit, cost as much as £230 a week more than council rents.

A report to be published tomorrow claims that the right to buy scheme, highlighted by David Cameron as one of the greatest Thatcher successes at last year's Tory party conference, is "possibly unrivalled" in providing poor value for money to both taxpayers and local authorities.
I wonder how much was raised by RtB? but how much has successive governments had to pay in housing benefit not only for people out of work but for people in work needing housing benefit top ups? and to top it private tenants are receiving housing benefit from the government while living in former council houses! clearly the economic policies of imbeciles,it really is astonishing. Ever since the start of the this great vision of poor people being able to buy their council houses, I said it at the time and as did various commentators that if this housing stock is not replaced we will see a housing crisis in the coming decades, I wonder why never listened?
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  #129  
Old 01-12-2017, 11:25 AM
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Originally Posted by Nth Kent Eagle View Post
To me it is about priorities. For pensions we should focus on those with poor provision not 40p taxpayers in defined benefit schemes. For training we should focus on those in unskilled marginal employment rather than middle class people born with above average academic abilities. For industrial and transport policy we should focus on the regions that have suffered the most. For tax we should look to prioritise the lower paid not those higher up the food chain. We need to revalue properties for council tax to reflect changes since the 90s. A massive campaign is needed to discourage ciggie smoking, drugs and excessive drinking. For housing we should look to help people on the housing ladder and build more bungalows for the elderly.
I benefit from the 40% tax benefit on pensions , Great for me but as you say there is no justification for it other than to convert what I should be paying in tax into savings .
The tax benefit on private Pensions should be abolished and the savings used to reduce the State retirement age to 62 and increase the amount paid .
Otherwise in the future we are looking at many more pensioners living in poverty enable to pay their rents and mortgages .

The next big financial crisis has just been pushed down the road by low interest rates in a few decades time today's youngsters will be in a pension crisis , Unemployed due to health and age and unable to afford housing costs due to little if any private pension .
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  #130  
Old 01-12-2017, 11:34 AM
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Originally Posted by Kylie_Tracey View Post
I wonder how much was raised by RtB? but how much has successive governments had to pay in housing benefit not only for people out of work but for people in work needing housing benefit top ups? and to top it private tenants are receiving housing benefit from the government while living in former council houses! clearly the economic policies of imbeciles,it really is astonishing. Ever since the start of the this great vision of poor people being able to buy their council houses, I said it at the time and as did various commentators that if this housing stock is not replaced we will see a housing crisis in the coming decades, I wonder why never listened?
Housing benefit should be called Landlords benefit , The virtual eradication of state owned council housing in exchange for private landlords creaming off over generous housing benefits and low interest rates has led to a dramatic fall in privately owned property and a nation of Landlords .
The conundrum is can the government now pull the plug on subsidised landlords and send property prices and rents plummeting , I say yes but no Government has the balls to do it .
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  #131  
Old 01-12-2017, 11:44 AM
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Originally Posted by racehorse-80s View Post
Housing benefit should be called Landlords benefit , The virtual eradication of state owned council housing in exchange for private landlords creaming off over generous housing benefits and low interest rates has led to a dramatic fall in privately owned property and a nation of Landlords .
The conundrum is can the government now pull the plug on subsidised landlords and send property prices and rents plummeting , I say yes but no Government has the balls to do it .
very much so.
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  #132  
Old 01-12-2017, 12:01 PM
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Originally Posted by Kylie_Tracey View Post
I wonder how much was raised by RtB? but how much has successive governments had to pay in housing benefit not only for people out of work but for people in work needing housing benefit top ups? and to top it private tenants are receiving housing benefit from the government while living in former council houses! clearly the economic policies of imbeciles,it really is astonishing. Ever since the start of the this great vision of poor people being able to buy their council houses, I said it at the time and as did various commentators that if this housing stock is not replaced we will see a housing crisis in the coming decades, I wonder why never listened?
It wasn't about money - it was all about home owners voting Tory! That is why the tide is now turning on BTL Landlords as the government make it less and less appealing as they are finally panicking that generation rent will vote (whisper it quietly) labour
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  #133  
Old 01-12-2017, 12:13 PM
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Housing benefit should be called Landlords benefit , The virtual eradication of state owned council housing in exchange for private landlords creaming off over generous housing benefits and low interest rates has led to a dramatic fall in privately owned property and a nation of Landlords .

The conundrum is can the government now pull the plug on subsidised landlords and send property prices and rents plummeting , I say yes but no Government has the balls to do it .

The demand in the South East is so high... I let my house out in two days. I had 6 viewings and 5 of them wanted it. Where demand is high, the market will dictate the rent.

I ended up letting my house out to a lady who gets part of the rent paid by benefits (she works part time but has a handicapped child). She said getting private landlords to accept tenants on benefits is incredibly hard. I was a reluctant landlord, but I must admit... it is easy money... the demand for property really shocked me.
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  #134  
Old 05-12-2017, 08:53 AM
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Cuts had to be made because of the awful mess the previous Govt left behind.



What about that financial genius Gordon Brown, selling off our gold reserves at its low point?



I'm not saying the Tories cuts were ALL necessary and all directed in the right places, but we undoubtedly had to make big cuts.



And the previous comment about QE are plain wrong - it was never free money! - all that cash doesn't just stay in the banks earning interest - Banks who benefited from that cheap funding were obliged to lend it on in the form of mortgages and loans to small businesses.



The bottom line is though the govts of Blair and Brown encouraged rampant borrowing without thinking ahead and now we have to pay the price in the form of cuts.

Could not agree more.
You can make spurious links and write reports from here to kingdom come linking death to money. I’m sure people died under Labour’s crazy time also, come to think about it how many died as a result of Labour/Blair’s illegal war - I’m sure people are dying in countries all over the world, we are not immortal. This headline writing is a lefty mob wank fest trying to influence a few students into voting Labour who have no experience of life under Labour.

What Labour are trying to do is rewrite history about the financial disaster on their watch. First and foremost they borrowed to much on the UK credit card; ok that just about works when you have income to pay the minimum each month, but then the double whammy the banking collapse that happened on their watch. Labour encouraged the banks they gave sir Fred Goodwin an MBE they loved the taxation for all their social Re-engeering. For several years before the credit crunch even the BBS was warning Labour to change.

So if you want to write emotive reports linking death to austerity you could also link it to Labour, personally I would not link either party to deaths - but then I’m a realist. I know the Ostriches will have a fainting fit, but hey there you have it. Bottom line is I generally think 95 % of politicians from all persuasions want the best for as many as possible.

I know that Labour have this lovely view of a caring society, when I was a kid I was a passionate lefty - but then after living through numerous Labour Adminstrations they eventually run out of spending other people’s money - it always fails and other parties are left to clear up the mess.
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  #135  
Old 05-12-2017, 10:31 AM
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Austerity Kills - projected to be 200,000 by 2020 - all for a totally pointless exercise - health warning our government kills its own citizens

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The Conservatives have been accused of “economic murder” for austerity policies which a new study suggests have caused 120,000 deaths.

The paper found that there were 45,000 more deaths in the first four years of Tory-led efficiencies than would have been expected if funding had stayed at pre-election levels.

On this trajectory that could rise to nearly 200,000 excess deaths by the end of 2020, even with the extra funding that has been earmarked for public sector services this year.

Real terms funding for health and social care fell under the Conservative-led Coalition Government in 2010, and the researchers conclude this “may have produced” the substantial increase in deaths.

The study, published in BMJ Open today, estimated that to return death rates to their pre-2010 levels spending would need to increase by £25.3bn.

Selhurst man continually frightens himself by scouring the web for nonsensical reports blaming all the worlds problems since the flood on Theresa May.

Doctor's have prescribed the treatment for 61 year old Cadburys Dairy Milk as leaving the confines of his own home. Albeit for only a few minutes at a time.
However the extra anxiety caused by the prospect of seeing a tory in real life and the consequent resulting instant death has further entrenched his search for even more bad news, fake or otherwise.

Pull the curtains, there may be tories outside laying waste to the world with their swivel eyes.

If only I could get a council house but the tories.................
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  #136  
Old 05-12-2017, 10:35 AM
Nth Kent Eagle Nth Kent Eagle is offline
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Originally Posted by racehorse-80s View Post
I benefit from the 40% tax benefit on pensions , Great for me but as you say there is no justification for it other than to convert what I should be paying in tax into savings .
The tax benefit on private Pensions should be abolished and the savings used to reduce the State retirement age to 62 and increase the amount paid .
Otherwise in the future we are looking at many more pensioners living in poverty enable to pay their rents and mortgages .

The next big financial crisis has just been pushed down the road by low interest rates in a few decades time today's youngsters will be in a pension crisis , Unemployed due to health and age and unable to afford housing costs due to little if any private pension .
At some stage market interest rates if not official base rates will rise sharply and there will be an almighty crash affecting BTL, commercial property and private equity. No idea when though and it won't be anytime soon.
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