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  #1  
Old 13-07-2018, 11:02 AM
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Peer to Peer lending, in particular Funding Circle

Does anyone have any experience of this?
I'm looking to get a somewhat better return on some of my savings, not easy at the moment!
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Old 13-07-2018, 12:21 PM
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Yes have used Ratesetter for a number of years now, the rates aren't as good as they were, your money is at risk etc. Have a look at the money saving expert forum.
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Old 13-07-2018, 12:50 PM
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Ive used quidcycle ....but as a borrower.... they seemed well run.
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Old 13-07-2018, 12:54 PM
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FourtyTwo came here looking for the peace and quiet; the healthy air and the healthy dietFourtyTwo came here looking for the peace and quiet; the healthy air and the healthy dietFourtyTwo came here looking for the peace and quiet; the healthy air and the healthy dietFourtyTwo came here looking for the peace and quiet; the healthy air and the healthy dietFourtyTwo came here looking for the peace and quiet; the healthy air and the healthy dietFourtyTwo came here looking for the peace and quiet; the healthy air and the healthy dietFourtyTwo came here looking for the peace and quiet; the healthy air and the healthy dietFourtyTwo came here looking for the peace and quiet; the healthy air and the healthy dietFourtyTwo came here looking for the peace and quiet; the healthy air and the healthy dietFourtyTwo came here looking for the peace and quiet; the healthy air and the healthy dietFourtyTwo came here looking for the peace and quiet; the healthy air and the healthy diet
I'm looking to find people wanting to invest a bit of money into Bitcoin, if you want to send £20 my way?
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Old 13-07-2018, 01:35 PM
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simplex came here looking for the peace and quiet; the healthy air and the healthy dietsimplex came here looking for the peace and quiet; the healthy air and the healthy dietsimplex came here looking for the peace and quiet; the healthy air and the healthy dietsimplex came here looking for the peace and quiet; the healthy air and the healthy dietsimplex came here looking for the peace and quiet; the healthy air and the healthy dietsimplex came here looking for the peace and quiet; the healthy air and the healthy dietsimplex came here looking for the peace and quiet; the healthy air and the healthy dietsimplex came here looking for the peace and quiet; the healthy air and the healthy dietsimplex came here looking for the peace and quiet; the healthy air and the healthy dietsimplex came here looking for the peace and quiet; the healthy air and the healthy dietsimplex came here looking for the peace and quiet; the healthy air and the healthy diet
I used Funding Cirlce for a few years. They provide the opportunity to review exactly what it is you think your investing in so that can be a level of controlling your risk. Have heard that thier grading of bussiness leaves something to be desired.. C now Bs etc. Personally I was doing great ... with an estimated return of 7.2% i was getting 10%+ for the first couple of years.. then 6 or so bussiness went t*ts up and they tried to recover funds.. some they did , some they didnt.. abeit i only had blocks of£20 invested in any one company spread over a few K I was still getting the estimated 7 or so %.. but it was then the thought that I had lost what I couldnt control. didnt like that and have invested elswhere..

I stuck to mainly property development Co's and it was some other types that failed, a couple before making any repayments which makes me question Funding circle's 'rigorous' vetting.

I may look at this type of investing again in the future, just not sure about Funding Circle
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Old 13-07-2018, 02:57 PM
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Simplex, Your advice and experience is much appreciated, Thank you.

FourtyTwo, I think I'd prefer to send twenty quid to you than "invest" in Bitcoin, but not today.
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